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  • What is Bankruptcy?

    Bankruptcy – A legal procedure for dealing with debt problems of individuals and businesses; specifically, a case filed under one of the chapters of title 11 of the United States Code (the Bankruptcy Code)

    -USCourts.gov, the Official Site of Judicial Branch of the U.S. Government

    Bankruptcy is a legal way of dealing with your financial hardships provided to you by the government to help good, honest people. If you are struggling to pay bills, facing foreclosures, or facing repossession, then federal bankruptcy can help you eliminate most of your debts. Bankruptcy is a process that allows you to reorganize or even eliminate your debts under the supervision and protection of the bankruptcy courts. Bankruptcy is your ticket to catching up on your missed mortgage payments, car loan payments, or even getting rid of your debt. Bankruptcy provides legal protection for people struggling to pay or unable to pay their debts.  If you need a fresh financial start, bankruptcy may really be the best option you have. You are not alone. In the U.S., almost 1.5 million people files for personal bankruptcy every year. Whether or not bankruptcy is in your best interest depends on your personal situation.

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