• FREE CONSULTATION: 214.748.4848

  • GET YOUR FREE BANKRUPTCY EVALUATION TODAY!

    • Home
    • About Us
      • About Bonni L. Johnson
      • The Staff
      • Community Involvement
      • Happy Clients
      • Blog
    • Practice Areas
      • Bankruptcy Basics
      • The Differences Between Chapter 7 and Chapter 13 Bankruptcy
      • 11 Steps of Chapter 7 Bankruptcy
      • 11 Steps of Chapter 13 Bankruptcy
      • Things to Consider When Filing Bankruptcy
      • Prebankruptcy Planning
      • Learn About Bankruptcy
      • Myths about Bankruptcy
      • Planning For Bankruptcy
      • Testimonials
      • Communities We Serve
    • Bankruptcy Questions
      • Should I File for Bankruptcy?
      • Useful Bankruptcy Resources
      • Should I File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?
      • Should I File for Chapter 13 If I Don’t Qualify for Chapter 7 Bankruptcy?
      • What is a Chapter 7 bankruptcy?
      • Is Bankruptcy Right For Me?
      • What is a Chapter 13 Bankruptcy?
      • What does it mean to Surrender?
      • What are Arrears?
      • Bills You Should Pay Even If You Are Filing Bankruptcy
      • Petition Preparers vs. Bankruptcy Lawyers
      • What are Schedules?
      • Options For Dealing With Credit Card Debt
      • What is a Chapter 13 Bankruptcy?
      • What is a Bankruptcy Claim?
      • Bankruptcy from Start to Finish
      • What happens when I file bankruptcy?
      • What is a Bankruptcy Petition?
      • What is a Confirmation?
      • Bankruptcy Terms
      • What is a Confirmation Hearing?
      • What is a Complaint?
      • More Bankruptcy Terms
      • What is a Cram-Down?
      • What is a Creditors Meeting (341 Hearing)?
      • What is a Default?
      • What is a Debtor?
      • What is a Discharge?
      • What is a Default Judgment?
      • What is a Creditor?
    • Visitor Resources
    • The Blog
    • Contact
  • Home Bankruptcy Questions Should I File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?
  • Bankruptcy Questions
    • What happens when I file bankruptcy?
    • Bankruptcy Terms
    • More Bankruptcy Terms
    • What is an Automatic Stay?
    • What is the definition of Bankruptcy?
    • What is a Bankruptcy Claim?
    • What is a Bankruptcy Petition?
    • What is a Chapter 7 bankruptcy?
    • What is a Creditor?
    • What is a Creditors Meeting (341 Hearing)?
  • Get a FREE Evaluation!

    Your Name (required)

    Your Email (required)

    Your Phone Number (required)

    Bankruptcy (required)

    Your Message

    Type this code into the box below: captcha

  • Should I File for Chapter 13 Bankruptcy After a Chapter 7 Discharge?

    Even if you eliminated most of your debt in a Chapter 7 bankruptcy, filing for a Chapter 13 bankruptcy can help you pay off the debts that were not eliminated in a Chapter 7 bankruptcy. After a Chapter 7 bankruptcy discharge, Chapter 13 bankruptcy will let you:

    • Keep all of your property that you still have
    • Catch up on your mortgage payments that you are behind on
    • Pay off tax debts and other debts that could not be eliminated in a Chapter 7
    • Reduce the amount of your car loan that could not be eliminated in a Chapter 7
    • Eliminate your second mortgage completely
    • Pay off tax debt
    • Pay off alimony or child support

    A Chapter 7 bankruptcy does not allow you to catch on your mortgage payments or car loans to avoid foreclosure or repossession. However, a Chapter 13 bankruptcy is a good option to help you reorganize and eliminate your remaining debt that was not wiped out by a Chapter 7 bankruptcy. When you are planning out bankruptcy, keep this option in mind if you have multiple types of debt you want to eliminate. Each person’s situation is different, let us personally take a look at your circumstances and see what are your best options for debt relief. Come in for a FREE consultation or schedule an appointment at 214.748.4848. We look forward to helping you get the fresh start you deserve.Even if you eliminated most of your debt in a Chapter 7 bankruptcy, filing for a Chapter 13 bankruptcy can help you pay off the debts that were not eliminated in a Chapter 7 bankruptcy. After a Chapter 7 bankruptcy discharge, Chapter 13 bankruptcy will let you:

    • Keep all of your property that you still have
    • Catch up on your mortgage payments that you are behind on
    • Pay off tax debts and other debts that could not be eliminated in a Chapter 7
    • Reduce the amount of your car loan that could not be eliminated in a Chapter 7
    • Eliminate your second mortgage completely
    • Pay off tax debt
    • Pay off alimony or child support

    A Chapter 7 bankruptcy does not allow you to catch on your mortgage payments or car loans to avoid foreclosure or repossession. However, a Chapter 13 bankruptcy is a good option to help you reorganize and eliminate your remaining debt that was not wiped out by a Chapter 7 bankruptcy. When you are planning out bankruptcy, keep this option in mind if you have multiple types of debt you want to eliminate. Each person’s situation is different, let us personally take a look at your circumstances and see what are your best options for debt relief. Come in for a FREE consultation or schedule an appointment at 214.748.4848. We look forward to helping you get the fresh start you deserve.Even if you eliminated most of your debt in a Chapter 7 bankruptcy, filing for a Chapter 13 bankruptcy can help you pay off the debts that were not eliminated in a Chapter 7 bankruptcy. After a Chapter 7 bankruptcy discharge, Chapter 13 bankruptcy will let you:

    • Keep all of your property that you still have
    • Catch up on your mortgage payments that you are behind on
    • Pay off tax debts and other debts that could not be eliminated in a Chapter 7
    • Reduce the amount of your car loan that could not be eliminated in a Chapter 7
    • Eliminate your second mortgage completely
    • Pay off tax debt
    • Pay off alimony or child support

    A Chapter 7 bankruptcy does not allow you to catch on your mortgage payments or car loans to avoid foreclosure or repossession. However, a Chapter 13 bankruptcy is a good option to help you reorganize and eliminate your remaining debt that was not wiped out by a Chapter 7 bankruptcy. When you are planning out bankruptcy, keep this option in mind if you have multiple types of debt you want to eliminate. Each person’s situation is different, let us personally take a look at your circumstances and see what are your best options for debt relief. Come in for a FREE consultation or schedule an appointment at 214.748.4848. We look forward to helping you get the fresh start you deserve.

  • Newsletter SignUp
    Add your email address & subscribe to our monthly newsletter

  • © 2014 Johnson Bankruptcy Law | Web Design by IKLIPTIC